RDA Wealth Advisory

Plan today, prosper tommorow.

We understand that life can be unpredictable and uncertain at times. Whether you are in the early stages of planning or actively preparing for retirement, our services provide the support you need to build and protect your wealth from uncertainty confidently.

Lets start planning for your future.

Empowering your journey to a secure retirement.

Insurance Advisory

Protect what matters most. Our
personal insurance options provide you and your loved ones with a financial safety net.

  • Income Protection Insurance
  • Life Insurance
  • Total & Permanent Disablement Insurance
  • Trauma / Critical Illness Insurance

We will help you find the right coverage to meet life’s uncertainties.

Superannuation Advisory

We help you navigate the complexities of superannuation, ensuring you have a well-structured strategy to secure your financial future. By understanding your goals and circumstances, we tailor solutions that maximise your retirement savings while staying compliant with regulatory requirements. Our expertise allows us to identify cost-effective and tax-efficient strategies.

  • Superannuation Strategy & Structuring
  • Contribution & Tax Planning

Retirement Planning

We help you gain a clear understanding of what your retirement will look like. By assessing your current financial position, we explore different scenarios and compare them to give you a holistic view of your wealth and its longevity. Our expert guidance ensures you have the right strategies in place to maximise your retirement savings, so you can enjoy financial security.

Let’s Get Started
SIDE-BY-SIDE

Traditional Wealth Advisors vs. RDA

Spot the Difference

RDA Wealth Advisory

  • Works closely with you to understand your goals and lifestyle, identifying the risks you are exposed to.
  • Recommends appropriate mitigation strategies to protect you and your loved ones from life's uncertainties.
  • Gives you clarity on what retirement looks like. Collaborates with you to identify smart investment strategies that make your wealth travel further.
  • Protects your assets and well-being with smart insurance choices designed for long-term peace of mind.

Traditional
Wealth Advisors

  • Don't plan for different scenarios, leaving you in the dark if circumstances change.
  • Uses a one-size-fits-all approach instead of tailoring advice to your specific goals.
  • Speaks to you about what has already happened and the
impact or cost of any mistakes.
  • Solves tax problems as they become aware of them.

From uncertainty to confidence - Your wealth, your future, maximised

Most people don’t have a grasp of their financial future. They wonder, how long do I need to keep working? Are we
earning enough? Will we ever be able to retire?

RDA Wealth Advisory changes this – Deliver tangible, meaningful and valuable advice to solidity your financial future.

Let’s Get Started

Why choose RDA Wealth Advisory?

We ensure your wealth isn’t just growing-it’s protected, optimised, and working for you.

  • Holistic Financial Solutions: We provide guidance across all aspects of wealth management, from insurance to retirement
    planning, ensuring your financial journey is cohesive and aligned with your goals.

  • Trusted Expertise: With over 25 years of experience, we have delivered wealth services over a wide range of industries and we work to provide straightforward, reliable advice that adapts to your changing risks.

  • Personalised Support: We believe in scenario planning that fit your unique situation, empowering you with financial solutions that prioritise your long-term well-being.
Let’s Get Started

Enjoy Strategic Financial Strategies
Tailored to Your Business

Your Next Steps Are Simple:

Step 1

Book a Free Consultation Call

Chat with our client concierge to understand how we can help you make more informed, strategically valuable investment decisions that consider your risk appetite and pair you up with the right person in our team.

Step 2

Work with an
Expert

Once we understand more about you, we will pair you up with the best people for you. These people will work with you to ensure you have all the support you need with clear upfront pricing to avoid any surprises.

Step 3

Reach Your Big Picture Goals

If you choose to work with us, we’ll step beyond your ATO obligations and help you get moving to achieve your personal and professional goals.

Let’s Get Started
*Book a Free Consultation Call

Josh Coligan

Director – RDA Wealth Advisory

With over 25 years of experience as a financial planner and holding a financial planning licence, Josh specialises in working with individual and business owners to secure comprehensive personal insurance and superannuation strategies. His career has also included roles as a Personal Banker in the Premium Banking Section of the CBA and State Manager for ANZ Trustees, where he wrote Wills and administered estates. Josh guides clients through pre and post-retirement planning, ensuring they maximise their financial positions. Outside of work, he enjoys a fulfilling family life with his wife and his teenage son and daughter, who keeps him busy with their sporting activities. In his spare time, Josh is an avid tennis player. His commitment is to help clients achieve their financial goals and enjoy a secure future.

Coligan Financial Services Pty Ltd, trading as Future Ready Financial Planning is a corporate authorised representative 336454 of Wealth Point Pty Ltd ABN 69 635 798 775

AFS License No. 522099.For more information, please email admin@wealthpoint.net.au

RDA Wealth Advisory, trading as Future Ready Financial planning is a corporate authorised representative 336454 of Wealth Point Pty Ltd ABN 69 365 798

Website terms and condition:
The information provided on this website is intended to provide general information only and the information has been prepared without taking into account any particular person’s objectives, financial situation or needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation or needs. In particular, you should obtain professional advice before acting on the information contained on this website and review the relevant Product Disclosure Statement (PDS).

Relevant PDSs can be obtained by contacting us. No representation or warranty is made as to the accuracy, completeness or reliability of any estimates, opinions, conclusions or other information contained on this website. This website may contain certain forward-looking statements. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other factors, many of which are beyond our control. You should not place reliance on forward-looking statements. To the maximum extent permitted by law, we and Wealth Point Pty Ltd disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered as a result of relying on anything on this website including any forward-looking statements. Past performance is not an indication of future performance.

 
 
Financial Services Guide
Security & Privacy
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*Book a Free Consultation Call

Privacy Policy

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Nathan Davies BCom., CPA

Director

Bio

Empowering people to grow in business is why I took over RDA in 2013. Having enjoyed a diverse working background between Australia and the UK, I’ve had the privilege to work with brilliant minds and learn a lot of corporate business tricks. I love working as a team to give small business owners get a competitive advantage.

In my “thinking time” I enjoy being around fellow motorsport enthusiast, tennis players and golfers. I value learning and evolution. With a curious mind, I actively look for opportunities to grow and learn about new skills and gain knowledge from people who are exceptional in their chosen pursuits.      

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We're always looking for people who align to our values and don't want to
be a part of a "normal team". We encourage people to grow, develop and
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